See how much interest you save and how many years you cut by paying extra each month
Loan Amount (₹)10,000 – 10 Cr
Interest Rate p.a. (%)1 – 30
Loan Tenure (Years)1 – 30
Extra Payment
Extra Monthly Payment (₹)0 – 5,00,000
Why prepay?
Even a small extra monthly payment dramatically cuts total interest paid and closes your loan years early. The earlier you start prepaying, the more you save — because interest reduces on a higher outstanding principal.
Interest Saved
—
Years Saved
—
Monthly EMI
—
base EMI
Without Extra
Total Paid—
Total Interest—
Payoff In—
With Extra Payment
Total Paid—
Total Interest—
Payoff In—
Outstanding balance over time — Normal vs With Prepayment